What we offer
We can assist you with the following procedures related to government offices, such as pensions, insurance, tax payments, etc.
- Explanation of documents
- Assistance with document preparation
- Contacting government offices for confirmation
- We can also accompany you through the procedures.
※There are some areas where we cannot accompany you.
※Personal information cannot not be verified from our end.
Information related to administrative support
Information on Taxes
Even if you are a foreigner, you are required to pay taxes in Japan if you meet certain requirements, as shown in the examples below.
- Those who have income earned by working in Japan → Income tax must be paid.
- Those who have a domicile in Japan as of January 1 → Resident tax must be paid.
- Those who stay at a hotel or eat at a restaurant when traveling in Japan → Consumption tax must be paid.
Below are some of the basic taxes that must be paid when living in Japan.
1. Income Tax
- A tax imposed on income earned by individuals from their work during the year from January 1 to December 31.
- The tax rate is not applied uniformly to all individuals, but is based on the amount of taxable income, and the higher the amount, the higher the tax rate.
- The amount of income tax is calculated by subtracting the amount of deductions from income for the year, and applying the tax rate to the amount of income.
- For company employees, the company deducts income tax from your salary in advance and pays it on your behalf.
- If you are a sole proprietor or freelance, you must file your own income tax return and pay income tax on your own.※If you are filing a tax return, you must pay the income tax yourself by the due date (the tax office will not notify you of the payment).
- The following payment methods are available :
①Account transfer
②Direct payment (account transfer via e-Tax) or Internet banking
An increasing number of people are using e-Tax these days. You can find more details below.
https://www.e-tax.nta.go.jp/
③Payment by credit card on the Internet
④Payment in cash (at convenience stores, banks, post offices, and tax office counters)
2.Resident tax
- This tax is paid to share the cost of maintaining administrative services provided by the prefectural and municipal governments.
- The amount of resident tax varies depending on your income and the area in which you live.
- Resident tax is a combination of prefectural and municipal inhabitant taxes, and must be paid at the place of residence as of January 1 of the current year.
- There are two ways to pay resident tax.
①Special collection
This is a method in which the company deducts resident tax from your salary and pays it to the municipality. Company and factory workers are not required to pay resident tax themselves.
②Ordinary collection
You will receive a letter from the municipality asking you to pay resident tax, which you will then pay yourself. In some cases, payment can be made at a post office or convenience store.
3.Insurance Premiums
All citizens in Japan are required to enroll in the National Health Insurance or Kenko Hoken (health insurance) system.
By taking out the insurance, your copayment is 30% of your medical expenses.
１）National Health Insurance
- Sole proprietors, part-time workers, farmers, fishermen, etc. are enrolled in this insurance.
- National Health Insurance premiums are paid 100% out-of-pocket.
- Insurance premiums are calculated based on the previous year’s income multiplied by the premium rate determined by the municipality of the prefecture in which you live.
- Insurance premiums change as the number of family members increases.
２）Health Insurance
- Company employees and civil servants and their dependents are enrolled in this insurance.
- Health insurance premiums are paid on a 50-50 basis with your workplace (the portion to be paid by yourself is deducted from your salary). The company calculates the amount according to the salary and deducts it from your monthly wages.
- The premiums remain the same even if the number of family members increases.
4.Employment Insurance Premiums
- Employment insurance is an insurance system that provides unemployment benefits to stabilize livelihood and promote employment in the event of unemployment.
- Employees can obtain various benefits by enrolling in employment insurance, including unemployment benefits and assistance in finding new employment.
- Employees who meet both of the following conditions are insured by employment insurance.
①The employee has worked at least 20 hours per week.
②The employee is scheduled to remain employed for 31 days or more. - The employment insurance premiums are paid by the employee and the employer according to their respective rates of contribution.
- The employee’s portion of the premiums will be calculated and collected by the employer based on the monthly salary and bonus amount.
5.Pension Insurance Premiums
There are two types of public pension systems in Japan, called the National Pension and the Employees’ Pension, and you are required to join one or the other. Which one you join will be determined by the way you and your spouse work and other factors.
１）National Pension
- All citizens between the ages of 20 and 60 living in Japan are enrolled in the National Pension System.
- Foreign residents registered in Japan are also required to join the National Pension System.
- All premiums for the National Pension are paid by the individual enrolled.
- You must pay premiums for at least 10 years to be eligible to receive the pension.
- The monthly premium for the National Pension is 16,590 yen (in 2022), which is the same for all enrolled individuals. However, the amount is adjusted annually to reflect changes in commodity prices and wages.
- Enrollees are entitled to receive a pension when they reach 65 years of age or older.
２）Employees’ Pension
- Company employees and civil servants under the age of 70 who work at an office covered by the Employees’ Pension Insurance can enroll in the Employees’ Pension System.
- Part-time employees can also join the Employees’ Pension Plan if they meet certain requirements.
- The premiums for the Employees’ Pension Insurance are paid half by the employer and half by the insured enrollee.
- Employees’ pension premiums are paid collectively by the employer, so there is no need for participants to pay the premiums themselves.
- The premiums for the Employees’ Pension Insurance differ depending on the participant.
- Pension benefits are paid when a participant reaches 65 years of age or older.
※Self-employed workers, students, housewives (husbands), and others who are enrolled in the National Pension Plan are required to switch to the Employees’ Pension Plan when they start working as company employees or civil servants. The company will take care of the switching procedures.
More information on taxes can also be found at :
https://www.moj.go.jp/isa/content/001392783.pdf